Wealth Management + Financial Planning

4 Financial Planning Items to Revisit During Tough Times

There is a financial adage that says, “Markets hate uncertainty”. It’s true – uncertainty causes stress. If there’s one thing that 2020 has served up in abundance, it is uncertainty and its accompanying feelings of fear, dread, and stress. However, it is precisely times like this that can become pivotal turning-points in an individual’s financial…
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Investing for Retirement in a Volatile Market

In times of uncertainty and rapidly moving markets, staying the course and focusing on the long-term is a best practice. While market volatility is not fun, a diversified portfolio is well positioned to minimize damage.
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Making Adjustments Prior to Retirement

Now that you have planned your goals for retirement, you may realize you need to make investment adjustments to meet these goals. What do I do if my income does not cover my anticipated expenses? There are many ways to address this, but here are a few examples of what could be done to improve…
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Top 5 Financial Planning Tips: Are you prepared?

Are you prepared if you lost your job? If your spouse was injured? If you have a family emergency? All of the scenarios above will impact your personal financial plan, but too often it is left neglected or moved down on the priority list until something happens to shake things up. We’ve summarized 5 tips…
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Retirement is a journey, not a destination

You have likely been saving, investing, and planning for retirement for years, if not decades. Having a workable and flexible financial plan is essential as you approach the end of your working career. But retirement readiness also includes non-financial planning or life planning. What are you going to do once you reach your goal? Retirement…
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Investment Options for Your HSA

What is the #1 barrier to early retirement for many? Healthcare! Health insurance is the main reason folks aren’t retiring as early as they otherwise would like to. While there are plenty of healthcare options (albeit pricey ones) for those on the brink of retirement, what can those that are 10+ years out do now…
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Other Considerations in Retirement

Aside from your finances there are many other things to consider in retirement. It’s not just about how you’re going to get there but how you’re going to spend it! Here are a few key areas you should also examine before retirement: Leisure Activities What will you do with your free time? It is easy…
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Longevity In Retirement

One of the major risks you will probably face when it comes to your retirement is longevity. Longevity is the prospect of outliving your retirement resources and an important factor to consider when planning for retirement. So what can you do to reduce your chances of outliving your retirement resources? Annuitize a portion of your…
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Sources of Retirement Income

Whether your retirement is in sight or many years off, taking the time to consider your sources of income during retirement can alleviate some of the burden in planning for retirement. Here are some of the most common sources of retirement income: 1. Social Security Your Social Security benefit depends on how much you earned…
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