Retirement plan expectations are shifting, and plan sponsors must rethink what’s in and out when managing 401(k) and ESOP plans together. This session highlights emerging best practices in plan design, investments, communication, Roth strategy, and compliance. Attendees will leave with practical guidance to modernize their plan approach, strengthen fiduciary oversight, and improve the participant experience.
- Understand the new realities of operating ESOPs and 401(k)s in a changing environment.
- Evaluate what’s “in” and “out” for modern plan design and administration.
- Analyze how ESOP and 401(k) plans can work together to improve retirement readiness.
- Assess the growing importance of Roth features in both 401(k) and ESOP plans.
- Apply lessons from a real-world ESOP/401(k) integration case study.
- Considerations for strengthening investment oversight and fiduciary responsibility across ESOP and 401(k) plans.
This session is approved for 1 SHRM Professional Development Credit (PDC), 1 HRCI® Recertification Credit, and 1 Continuing Professional Education (CPE) credit for CPAs.